Risk MAP Challenges

As FEMA works to become more efficient, enhance the products and services of the Risk MAP Program and better support communities to reduce their risks to life and property, we would like to identify new strategies that we might consider in making the program stronger. Share your thoughts on challenges you see for the Risk MAP Program and your suggested solutions.

Risk MAP Challenges

Fundamental Floodplain Studies Needed to Accurately Define Risk

The most effective flood hazard mitigation tool in the history of floodplain management and the NFIP has been Floodplain Information (providing flood hazard maps to communities to restrict development in those zones). We all know that often times those maps were not adhered to by local communities, but the number of structures that “were never built” in the floodplain is incalculable, but a very large number. Communities ...more »

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Risk MAP Challenges

Unstudied and Understudied Floodplains Pose Significant Financia

Many floodprone areas of the nation are unstudied or understudied. As many as 3 million stream miles don’t have any SFHAs and 80% of mapped stream miles are Zone A with no BFE data. Such unmapped and under-mapped flood hazards present significant financial risks related to property owners whose homes or businesses are in the actual SFHA, but outside the mapped SFHA, and will not be subject to the mandatory purchase ...more »

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Risk MAP Challenges

Taking the Leap: From Risk Communication to Ownership to Action

A risk to the program is the leap from communicating risk to getting communities to take ownership of their risk. Only then will they act upon this information in a meaningful way. Because the success of the program is, in part, tied to the two action metrics, FEMA should consider re-evaluating how these metrics are calculated or if they should be tied directly to the success of the program. With respect to Action ...more »

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Risk MAP Challenges

Prioritizing and meeting mapping needs

62% of the country’s land area does not yet have digital maps. In many areas, effective maps do not represent current conditions or were prepared with old modeling techniques. The Association of State Floodplain Managers estimates that the costs to meet these mapping needs may range from $4.5 billion to $7.5 billion. How are these needs prioritized? Are there ways to improve the cost-effectiveness of the mapping program ...more »

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Risk MAP Challenges

Revise PTS Regional Assignment Strategy

The current Risk MAP PTS Regional Assignments could lead to complacency. If each Regional Office had the opportunity to solicit proposals from each of the PTS contractors for project task orders – it would keep all contractors on their toes, delivering the highest quality products, and ensuring that FEMA receives the most bang for their buck.

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Risk MAP Challenges

Evaluating Impacts of Future SFHA Changes

With the elimination of grandfathering under BW12, rates for a homeowner could change whenever BFEs change. This may create an opportunity for communities to consider potential future changes in flood elevations when administering their local flood management program. For example, they may wish to consider higher standards or freeboard in their ordinances, or communicate the possibility of changing BFEs for those areas ...more »

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Risk MAP Challenges

Maintaining Flood Hazard Data under tight fiscal constraints

With the elimination of rate subsidies under the recent NFIP reform bill (BW12), many homeowners may have an increased financial motivation to avoid the mandatory purchase requirement. In turn, this will result in increased scrutiny of, and possibly challenges to, the FIRM data (e.g., appeals, LOMCs, and map revision requests). One of the biggest Risk MAP challenges will be striking the appropriate balance in maintaining ...more »

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Risk MAP Challenges

Elevation Certificates

Elevation Certificates (ECs) are frequently required for obtaining flood insurance policies and reconstruction permitting. Yet they pose a significant cost burden to the homeowner to hire a registered Land Surveyor. Is it necessary to have an elevation accurate to 1/100th ft to rate a policy or determine compliance with floodplain ordinances? The accuracy requirements for structural elevations would seem to exceed the ...more »

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Risk MAP Challenges

Defining Risk MAP and Educating our Partners

During disaster Engineers, Planners, FM&I Specialists are deployed. The problem is FEMA's partners in Response, Recovery, and External Affairs have no idea what Risk MAP is, how to use it, or how it can make a difference in building a community's resilience. To make a difference internal, as well as external, partners MUST be educated on Risk MAP, where to find help when needed, and how it impacts a community, even ...more »

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Risk MAP Challenges

Procurement Efficiency

Currently FEMA has four or five ways to procure similar services from similar FEMA procurement vehicles, those being TAC, TARC, HMTAP, and PTS. What efficiencies could be gained by combining all or some of these similar procurement vehicles into one Federal Insurance and Mitigation Administration A&E technical contract? In doing so we would place company skill sets under one procurement process and vehicle that supports ...more »

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Risk MAP Challenges

HAZUS online

HAZUS would make a perfect online, platform solution. FEMA could really drastically increase the ability of locals to assess risk and meet the objectives of DMA 2000 by allowing ordinary users to experiment with this powerful technology.

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Risk MAP Challenges

Procurement Efficiency

Perhaps FEMA should be more flexible on subcontracting goals. Let the contractor add subcontractors regardless of their size without impacting the goals as long as the first level of goal is met.

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