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Mitigation grants can be an venue for getting federal money--not necessarily addressing the most needed or cost-effective mitigation. Mitigation loans should be provided instead--roughly modelled on the community disaster loan program. The amount of loans that a community would be capped based on their analysis of their ability to repay--how resilient their tax base is.
Proper construction and land use management reduces disaster damages. Currently, disaster assistance does not reward good construction and planning--nor our there any consequences for poor construction and planning. As a result, many communities get multiple disasters with no change in the behavior. Communities should only get one bite of the "disaster apple" unless they take specific building code and planning actions ...more »